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Theropay BaaS API

Theropay Banking-as-a-Service (BaaS) API provides a full suite of banking services for merchants and customers, enabling secure, scalable, and programmable banking operations.

The API allows seamless integration of banking functionality into your applications, including: Customer onboarding and management, Account creation, retrieval and updates,Internal and external fund transfers.

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Overview
Languages
Servers
Mock server

https://docs.theropay.co/_mock/theropay/docs/reference/openapi-braid/

Production server

https://api.theropay.io/

Business

APIs for managing businesses within the Theropay Banking-as-a-Service (BaaS) platform. These endpoints allow you to create and retrieve business entities, manage accounts, perform identity verification, and handle counterparties. Designed for seamless integration, the Business APIs enable secure and efficient operations for merchants and customers.

Operations

Accounts

APIs for managing accounts within the Theropay Banking-as-a-Service (BaaS) platform. These endpoints allow you to create new accounts, retrieve account details, and check account balances. Designed to help merchants and customers manage their funds easily and securely.

Operations

Creates a new account for a business.

Request

Path
businessIdinteger(int32)required
Bodyapplication/json
accountNamestring or null
accountTypestring or null
fundingAccountNumberstring or null
presetAccountNumberstring or null
curl -i -X POST \
  'https://docs.theropay.co/_mock/theropay/docs/reference/openapi-braid/finance/api/v1/account/{businessId}' \
  -H 'Content-Type: application/json' \
  -d '{
    "accountName": "string",
    "accountType": "string",
    "fundingAccountNumber": "string",
    "presetAccountNumber": "string"
  }'

Responses

OK

Retrieves the current balance of a specific account.

Request

Path
accountIdinteger(int64)required
curl -i -X GET \
  'https://docs.theropay.co/_mock/theropay/docs/reference/openapi-braid/finance/api/v1/account/{accountId}/balance'

Responses

OK

Transactions

APIs for performing financial transactions within the Theropay BaaS platform. These endpoints include ACH pull and push operations, as well as internal transfers between accounts. They enable secure movement of funds and make transaction handling simple for both merchants and customers.

Operations