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Banking as a Service
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Creates a new counter par...

Overview

Our Banking as a Service (BaaS) platform is designed to help businesses manage money movement with ease. Whether you are paying a vendor or requesting funds from a partner, our APIs provide a secure and reliable way to handle your financial operations.

With these APIs, you can:

  • Manage Payees: Securely save the details of people or businesses you work with, including their bank information for ACH, Wire, or Braid transfers.
  • Move Money: Create and send payment requests quickly by specifying the amount and the preferred payment method.
  • Track Activity: Search through your transaction history to monitor the status of your payments and keep your records up to date.
Download OpenAPI description
braid.json
braid.yaml
Overview
API Support
support@theropay.io
Languages
Servers
Mock server
https://docs.theropay.co/_mock/theropay/docs/reference/braid
Sandbox Server
https://devapi.theropay.co

Business

Manage your business partners and counterparties. Use these APIs to create and store information about the people or companies you interact with, including their bank details and identity verification.

Operations

Creates a new counter party

Request

Security
Bearer
Body

Registers a new Counterparty (payee) within the Theropay ecosystem. This is a required first step before initiating any financial transfers.Request object containing payee details.

  • Allows you to attach payment details for ACH, Wire network via the nested objects.
One of:
namestringnon-emptyrequired
phonestringrequired
emailstringrequired
businessIdinteger

required for business counter-party

PaymentMethodTypestring
Enum"STANDARD""SAME_DAY"
typestringrequired
Enum"INDIVIDUAL""BUSINESS"
productIdinteger or null(int32)
dateOfBirthstring(date)

Optional for BUSINESS but required for INDIVIDUAL

idNumberstring or null
idTypestring or null
dbaNamestring

optional

jurisdictionStatestring

Optional for INDIVIDUAL but required for BUSINESS

jurisdictionCountrystring

Required only for US Jurisdiction country

individualIdinteger or null(int32)
achobject(AchRequest)
curl -i -X POST \
  https://docs.theropay.co/_mock/theropay/docs/reference/braid/finance/v1/payee \
  -H 'Authorization: Bearer <YOUR_JWT_HERE>' \
  -H 'Content-Type: application/json' \
  -d '{
    "name": "string",
    "phone": "string",
    "email": "string",
    "businessId": 0,
    "PaymentMethodType": "STANDARD",
    "type": "INDIVIDUAL",
    "productId": 0,
    "dateOfBirth": "2019-08-24",
    "idNumber": "string",
    "idType": "string",
    "dbaName": "string",
    "jurisdictionState": "string",
    "jurisdictionCountry": "string",
    "individualId": 0,
    "ach": {
      "accountNumber": "string",
      "address": {
        "city": "string",
        "countryCode": "string",
        "line1": "string",
        "line2": "string",
        "postalCode": "string",
        "state": "string",
        "type": "string"
      },
      "bankAccountType": "string",
      "bankName": "string",
      "gatewayRoutingNumber": "string",
      "rdfiNumberQualifier": "string",
      "routingNumber": "string"
    }
  }'

Responses

Counterparty created successfully

Payment

Initiate and handle money movement. This section allows you to create new payment requests, set the transaction amount, and choose the best payment method for your needs.

Operations

Transaction

Track and monitor your financial activity. These tools allow you to search through your payment history, check the status of specific transfers, and get detailed information about any transaction.

Operations